Sanjay Kumar Singh

All stories by Sanjay Kumar Singh

Bitcoin investors, exercise caution

Bitcoin investors, exercise caution

Rediff.com20 Feb 2018

Limit your investment in cryptocurrencies and make sure you have current holdings in your own custody until regulatory cloud blows over, experts tell Sanjay Kumar Singh.

LTCG tax: Why you must NOT quit equity funds

LTCG tax: Why you must NOT quit equity funds

Rediff.com15 Feb 2018

With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.

6 money tips to secure your post-retirement

6 money tips to secure your post-retirement

Rediff.com8 Jan 2018

If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.

Why loan against property can be risky

Why loan against property can be risky

Rediff.com3 Jan 2018

Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.

Where you should invest in 2018

Where you should invest in 2018

Rediff.com26 Dec 2017

Shift your money to fixed income and gold.

Low-cost ways to get out of credit card debt trap

Low-cost ways to get out of credit card debt trap

Rediff.com15 Dec 2017

If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.

Nifty's realty index is up 90 per cent! Where should you invest now?

Nifty's realty index is up 90 per cent! Where should you invest now?

Rediff.com5 Dec 2017

After giving negative or low returns from 2013-2016, the Nifty Realty Index is up a whopping 91.14 per cent, making it the best performer year-to-date. Can you still make money in this sector? Sanjay Kumar Singh finds out.

Beware! Plenty of froth in IPO market

Beware! Plenty of froth in IPO market

Rediff.com4 Dec 2017

Retail investors may burn their fingers investing in them, especially if the markets correct, experts tell Sanjay Kumar Singh

Home loan at 4 per cent! Should you go in for it?

Home loan at 4 per cent! Should you go in for it?

Rediff.com30 Nov 2017

Sanjay Kumar Singh speaks to experts to find out if Tata Housings new loan offer should interest you.

How to link Aadhaar to your bank account, mobile etc

How to link Aadhaar to your bank account, mobile etc

Rediff.com20 Nov 2017

The first step you need to take is link your mobile number to Aadhaar.

How to buy a retirement home

How to buy a retirement home

Rediff.com18 Nov 2017

Are retirement homes attractive options for the elderly? Experts feel it is a good option to be able to live an independent and activity-filled life. But don't buy it as an investment

New NPS entry age: Good news for seniors

New NPS entry age: Good news for seniors

Rediff.com16 Nov 2017

Raise in NPS entry age gives seniors another retirement-saving option but they should invest at least Rs 50,000 to avail of the additional tax benefit scheme provides, reports Sanjay Kumar Singh

Clarity needed on new PPF rules for NRIs

Clarity needed on new PPF rules for NRIs

Rediff.com15 Nov 2017

Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.

How best to protect your identity from thieves

How best to protect your identity from thieves

Rediff.com14 Nov 2017

Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.

How MF investors can make money from bank recap

How MF investors can make money from bank recap

Rediff.com9 Nov 2017

Invest 5 to 10 per cent in a banking sector fund. Ensure that mutual fund's portfolio includes all three players -- private sector banks, public sector banks and NBFCs.

Don't buy PE-backed stocks blindly

Don't buy PE-backed stocks blindly

Rediff.com6 Nov 2017

Though stocks backed by private equity investirs are likely to have higher governance standards, investors should do their own due-diligence, experts tell Sanjay Kumar Singh

Tips to invest in international mutual funds

Tips to invest in international mutual funds

Rediff.com30 Oct 2017

By diversifying into developed market equities, Indian investors can mitigate the impact of cyclicality in returns as well as reduce currency risk, experts tell Sanjay Kumar Singh.

Closing insurance policy midway? YOU are the loser

Closing insurance policy midway? YOU are the loser

Rediff.com27 Oct 2017

Allowing it to lapse leaves you unprotected and can, in some cases, cause loss of premiums paid, experts tell Sanjay Kumar Singh.

Armchair investing in EPF may soon be over

Armchair investing in EPF may soon be over

Rediff.com27 Oct 2017

If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh

Rush to transfer assets to trust may cost HNIs dear

Rush to transfer assets to trust may cost HNIs dear

Rediff.com27 Oct 2017

HNIs are scrambling to do so, as they fear government might introduce inheritance tax. This haste could cost them dear, reports Sanjay Kumar Singh

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