All stories by Sanjay Kumar Singh
Bitcoin investors, exercise caution
Rediff.com20 Feb 2018Limit your investment in cryptocurrencies and make sure you have current holdings in your own custody until regulatory cloud blows over, experts tell Sanjay Kumar Singh.
LTCG tax: Why you must NOT quit equity funds
Rediff.com15 Feb 2018With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.
6 money tips to secure your post-retirement
Rediff.com8 Jan 2018If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.
Why loan against property can be risky
Rediff.com3 Jan 2018Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.
Low-cost ways to get out of credit card debt trap
Rediff.com15 Dec 2017If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
Nifty's realty index is up 90 per cent! Where should you invest now?
Rediff.com5 Dec 2017After giving negative or low returns from 2013-2016, the Nifty Realty Index is up a whopping 91.14 per cent, making it the best performer year-to-date. Can you still make money in this sector? Sanjay Kumar Singh finds out.
Beware! Plenty of froth in IPO market
Rediff.com4 Dec 2017Retail investors may burn their fingers investing in them, especially if the markets correct, experts tell Sanjay Kumar Singh
Home loan at 4 per cent! Should you go in for it?
Rediff.com30 Nov 2017Sanjay Kumar Singh speaks to experts to find out if Tata Housings new loan offer should interest you.
How to link Aadhaar to your bank account, mobile etc
Rediff.com20 Nov 2017The first step you need to take is link your mobile number to Aadhaar.
How to buy a retirement home
Rediff.com18 Nov 2017Are retirement homes attractive options for the elderly? Experts feel it is a good option to be able to live an independent and activity-filled life. But don't buy it as an investment
New NPS entry age: Good news for seniors
Rediff.com16 Nov 2017Raise in NPS entry age gives seniors another retirement-saving option but they should invest at least Rs 50,000 to avail of the additional tax benefit scheme provides, reports Sanjay Kumar Singh
Clarity needed on new PPF rules for NRIs
Rediff.com15 Nov 2017Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.
How best to protect your identity from thieves
Rediff.com14 Nov 2017Documents such as PAN card, Aadhaar card, I-T return papers, which are used for KYC, can get leaked from a number of sources. Other prominent sources are the direct sales agents and photocopy shops, say Sanjay Kumar Singh.
How MF investors can make money from bank recap
Rediff.com9 Nov 2017Invest 5 to 10 per cent in a banking sector fund. Ensure that mutual fund's portfolio includes all three players -- private sector banks, public sector banks and NBFCs.
Don't buy PE-backed stocks blindly
Rediff.com6 Nov 2017Though stocks backed by private equity investirs are likely to have higher governance standards, investors should do their own due-diligence, experts tell Sanjay Kumar Singh
Tips to invest in international mutual funds
Rediff.com30 Oct 2017By diversifying into developed market equities, Indian investors can mitigate the impact of cyclicality in returns as well as reduce currency risk, experts tell Sanjay Kumar Singh.
Closing insurance policy midway? YOU are the loser
Rediff.com27 Oct 2017Allowing it to lapse leaves you unprotected and can, in some cases, cause loss of premiums paid, experts tell Sanjay Kumar Singh.
Armchair investing in EPF may soon be over
Rediff.com27 Oct 2017If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh
Rush to transfer assets to trust may cost HNIs dear
Rediff.com27 Oct 2017HNIs are scrambling to do so, as they fear government might introduce inheritance tax. This haste could cost them dear, reports Sanjay Kumar Singh